Salisbury MA Bankruptcy Lawyers
Skilled Lawyers Helping You Get a Fresh Financial Start
By filing for bankruptcy, you can get a fresh start on your financial future. Bankruptcy laws, however, are very complicated, technical and constantly changing. People should not attempt to file for bankruptcy without the help of an experienced lawyer. Otherwise, their petitions may be denied or they may experience other negative results.
If you are considering filing for bankruptcy, contact the Newburyport area law firm of Baldassarre & Associates. Our attorneys use more than 30 years of combined experience to help our clients achieve the best possible results in bankruptcy matters and foreclosure workouts.
Bankruptcy
Our law firm assists individuals in Massachusetts with two types of personal bankruptcy: Chapter 7 Bankruptcy and Chapter 13 Bankruptcy. Depending on your personal circumstances and needs, you may qualify for one or the other:
- Chapter 7 Bankruptcy: Many people also refer to chapter 7 bankruptcy as "liquidation bankruptcy." It is a form of bankruptcy that is truly designed to give you a fresh start by liquidating your assets.
- Chapter 13 Bankruptcy: Chapter 13 is a form of "reorganization bankruptcy." Filing this form of bankruptcy may allow you to stop foreclosure and remain in your home, but you will be required to pay back a portion of your debt over a three to five year period.
At Baldassarre & Associates, we work diligently to keep our clients in their homes. When we file for bankruptcy, an automatic stay goes into affect. This stops all legal proceedings - such as home foreclosure - that have been filed against you. It also stops harassing phone calls and other contact from debt collectors.
Foreclosure Workouts
In these tough economic times, many people who never before experienced economic trouble are facing possible foreclosure. They are in a serious position and seeking the help of an experienced lawyer can often protect them. At Baldassarre & Associates, we help people who are behind on their mortgages by working out their debt with the bank or mortgage company so that they can stay in their homes. We often are able to negotiate lower interest rates or fixed interest rates that greatly help our clients.
Contact Us
If you are in financial trouble, talking with an attorney can help you understand your options. The sooner you seek help, the more options you may have. To speak with a lawyer at Baldassarre & Associates, call 978-465-5158 or complete our online contact form to schedule a free initial consultation.
Baldassarre & Associates
102 Bridge Rd., Units 2K and 2J
Salisbury, MA 01952
Telephone: 978-465-5158
Fax: 978-465-7771
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